If the weatherman tells you to head for cover because a hurricane is headed your way, the last thing you should have to worry about is whether or not you are properly prepared. By taking the time to make the effort now, before the catastrophe occurs, you can yield the big savings you need down the line. These hurricane safety tips will help you take the steps to plan ahead so you know exactly how to prepare for a hurricane.
- Make sure your insurance coverage reflects your home the way it is now. Think about adding on coverage to handle your living expenses in the event your home is uninhabitable after the hurricane. Flood insurance is another thing you might want to consider adding to your policy.
- Complete an inventory of your home to save you time when it comes to making an insurance claim. Don’t leave anything out. Document everything inside of your home with some type of inventory tool, such as a video camera. Gather receipts for any valuable items and add on additional coverage for those items.
- Consider adding on the following to protect your home:
- Foot and head bolts on your doors for added protection
- Hurricane shutters
- A safe room capable of withstanding flying debris and high winds
- Hurricane clips or straps to hold your roof to the walls in your home
Maintain your landscaping. Damaged trees can become deadly during a storm with high winds.
- Make an emergency supply kit and stock it with all of the basic survival items. A two-week supply of food and water for everyone in your family is ideal. If you have to evacuate, you will want to have a three-day supply of the same items. Items to include in your kit are:
- Manual can opener
- Personal hygiene items like toothpaste, toothbrush and toilet paper
- Necessary medication
- Contact lenses or eyeglasses
- First aid kit
- Hand sanitizer, paper towels and necessary eating utensils
- Pillows, blankets and sleeping bags
- Battery-powered radio and flashlight, as well as extra batteries
- Citronella candles and mosquito repellent
- Two different coolers—one for ice and one for food
- Special items for any disabled or elderly family members and infants
- Plastic tarp to repair your windows and roof, as well as tools
- Develop an evacuation plan to minimize stress. If you don’t have your own source of transportation, make arrangements with family members or friends. Don’t forget about your pets. You want to ensure your entire family is taken care of. Identify an out-of-state contact whom everyone can reach in case you are separated. Choose a meeting location inland at least 50 miles away.
Make sure you have all of your important papers together to take with you:
- Social security card
- Driver’s license
- Proof of residence
- Marriage and birth certificates
- Insurance policies
- Bonds, stocks and other certificates
- Unpaid bills and personal checkbook
- Deeds, wills and recent tax returns
Whatever you do, don’t run back into a home that was destroyed, or refuse to leave when an evacuation order has been issued just to try and salvage items. You can always replace things, but you cannot replace people.
Be sure to check out the Nexis Severe Weather 2 Person Emergency Kit